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Category: Strata Insurance

What do we need to tell our Insurer?… (and what happens if we don’t)

Building Defects, Strata Insurance

Posted 21 April 2017

All insurance contracts have a duty of disclosure whereby the insured party must tell the insurer all relevant information before entering in to the policy and also during the course of the policy per…

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Strata Insurance – Strata managing agents’ engagement of insurance brokers

Strata Insurance

Posted 02 November 2016

This fact sheet provides guidance in relation to the appointment by a strata managing agent of an insurance broker on behalf of one or more owners corporation clients.…

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Proximate Cause – The Wayne tank principle and the three little pigs

Strata Insurance

Posted 06 March 2023

You may have recently seen in the papers that building in Lidcombe where the roof blew off in January and the owners found themselves in the situation with a strata policy which covers storm damage bu…

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Insurer’s recovery action depends on the Policy wording

Strata Insurance

Posted 24 November 2015

The New South Wales Supreme Court recently confirmed that an insurer's right to subrogation and recovery under its policy arises from the conduct of particular parties in particular circumstances.…

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Don’t blame it on the rain: 5 point action plan for building water penetration

Building Defects, Strata Insurance

Posted 29 May 2015

The recent deluge has provided a serious water resistance test for strata and other buildings. Many buildings have failed that test, with serious water penetration issues being identified and water da…

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Safety Reports in Strata Schemes and Occupiers Liability

Strata, Strata Insurance

Posted 15 April 2015

Regrettably, it is common for people to sustain injuries while on the common property of strata buildings and those injuries frequently lead to personal injury claims.…

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Contributory Negligence in “Slip and Fall” cases – No control over the Plaintiff’s own action or inaction?

Strata Insurance, Public Liability

Posted 10 March 2015

Unfortunately, people slipping (or tripping) and falling is a fairly common occurrence on common property of residential and commercial premises. …

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Burst Pipes and Strata Insurance

Strata Insurance

Posted 07 November 2014

A common claim under owners corporation’s building insurance policies relates to losses arising from burst pipes. Usual uninsured losses Generally speaking losses from the following are not co…

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